What is the primary purpose of a title search?

The primary purpose of a title search is to identify and verify legal ownership of a property. This process involves examining public records and documents related to the property, such as deeds, mortgages, liens, and other encumbrances. The goal is to ensure that the seller has clear and marketable title to the property, free from any unexpected claims or legal issues that could affect ownership.

By conducting a thorough title search, potential buyers and their lenders can confirm the legitimacy of the ownership and any legal rights associated with the property. This step is critical in real estate transactions to protect both parties involved and to facilitate a smooth transfer of ownership without disputes or complications arising in the future.