Which deed provides the grantor the most protection against claims or demands?

Prepare for the Maryland Land Title Examination. Utilize flashcards and multiple-choice questions, each accompanied by hints and explanations. Ensure your success on test day!

The General Warranty Deed offers the grantor the most protection against claims or demands because it includes specific covenants that guarantee the grantor's title is clear and free from any claims or encumbrances. A General Warranty Deed encompasses several warranties that cover the entire history of the property, not just the period during which the grantor owned it. These warranties typically include the covenant of seisin (ownership), the covenant against encumbrances (no undisclosed interests), the covenant of quiet enjoyment (a right to possession), and the covenant of warranty (the grantor will defend against claims).

With these assurances, the grantor commits to protecting the grantee (the buyer) from future claims related to title issues that could arise. In contrast, other types of deeds, like the Special Warranty Deed, offer limited warranties, only covering the time during which the grantor owned the property. Quitclaim Deeds, on the other hand, provide no warranties whatsoever and merely transfer whatever interest the grantor may have, without guaranteeing its validity. A Deed of Trust is a separate instrument used to secure a loan with the property as collateral and does not provide the same title assurances. Thus, the General Warranty Deed is the most protective option for

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